What it is:

‍A working capital loan is short-to-medium term funding designed to cover the everyday costs of running your business. Think payroll, rent, inventory, utilities, and those unexpected expenses that always seem to show up at the worst possible time. It's not about big long-term investments — it's about keeping your operations smooth and your business healthy day to day.

How it works at Select:

‍At Select Advance Group, we keep the process simple. Fill out our quick online application, and a funding specialist will come back to you — usually within hours — with a tailored offer. Loan amounts start at $10,000 and go up to $5,000,000, with rates starting at 8% APR and repayment terms built around your revenue cycle. Same-day approvals are available, and funds land directly in your business bank account.

Who it's for:

‍Working capital from SAG is designed for small and mid-sized businesses across every industry. Whether you're a retailer preparing for a busy season, a service business bridging a cash flow gap, or a growing company that needs a financial cushion to keep moving — we've got you. All credit profiles are welcome, and applying is completely free with no impact on your credit score.

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