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Frequently asked questions
Everything you need to know about working with Select Advance Group, straight to the point, no jargon.
What is Select Advance Group?
Select Advance Group is a business financing company that helps small and mid-sized businesses access fast, flexible funding. We offer a range of products including merchant cash advances, working capital loans, SBA loans, term loans, lines of credit, bridge loans, and real estate financing, all from one team that makes the process simple and stress-free.
Is Select Advance Group a bank?
No. Select Advance Group is a financial technology company, not a bank. We work with a network of lenders to find the best funding match for your business.
How do I get started?
Just fill out our quick online form, it takes less than 2 minutes and won't affect your credit score. Once submitted, a funding specialist will reach out within one business day to walk you through your options.
Will applying affect my credit score?
No. Our initial application is a soft inquiry only and will not impact your credit score.
What types of businesses do you work with?
We work with businesses across almost every industry — including healthcare, retail, food & beverage, construction, transportation, service businesses, and seasonal businesses. If you're unsure whether you qualify, just apply and we'll let you know.
What are the minimum requirements to apply?
General requirements vary by product, but here's a rough guide for most of our funding options:
At least 6 months in business
Minimum $10,000/month in revenue
A valid business bank account
Some products like SBA loans have additional requirements.
At least 6 months in business
Minimum $10,000/month in revenue
A valid business bank account
Some products like SBA loans have additional requirements.
Do I need collateral?
For Cash Advances and most working capital products, no collateral is needed. Some products like SBA loans and real estate financing may require collateral depending on the deal structure.
Can I apply if I have bad credit?
Yes. Many of our funding products, are based more on your business revenue than your personal credit score. We encourage you to apply regardless of your credit history.
Select Advance Group gives small and mid-sized businesses fast access to the capital they need, flexible terms, same-day approvals, and a team that actually picks up the phone.
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