What it is:

‍An SBA loan is a business loan partially backed by the U.S. Small Business Administration. Because the government guarantees a portion of the loan, lenders can offer significantly lower interest rates and longer repayment terms than most conventional business loans. Starting at 5.5% APR with terms up to 10 years and funding up to $25,000,000, SBA loans are one of the most powerful financial tools available to small business owners — if you can navigate the process.

How it works at Select:

‍That's where we come in. SBA loans are known for being complex and paperwork-heavy, but our team handles the heavy lifting for you. We'll assess your eligibility, help you prepare your documentation, match you with the right SBA loan program, and walk you through the process from application to funding. You focus on running your business — we'll handle the rest.

Who it's for:

SBA loans are best suited for established businesses with at least 2 years of operating history, consistent revenue, and a clear plan for how the funds will be used. They're ideal for business owners who don't need funding overnight but want the best possible rates and terms for a major investment.

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